Welcome to the Summer edition of the Intrinsic Financial Planning Report. Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of any changes as they happen, but we also want to provide ideas to help you live the life you want, now and in…
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If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of the past. Bliss. But galloping towards you is… retirement!. How are you tracking? According to the Association of Superannuation Funds of Australia (ASFA), a ‘comfortable’…
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Self-Managed Super Funds (SMSFs) have become a popular way for Australians to control their superannuation. The basic requirements are that the fund must have between one and four members and these people are normally family or business related. All members need to be trustees (guardians of the money) and even if the fund is only…
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Welcome to the Spring edition of the Intrinsic Financial Planning Report. Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of any changes as they happen, but we also want to provide ideas to help you live the life you want, now and in…
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A client who runs his own Delicatessen business came to see us last month. Tony was in a bit of a state. He told us it had suddenly dawned on him he was getting closer to retirement and had been reading all these stories in the paper about how much a person needed to have…
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Welcome to the Winter edition of the Intrinsic Financial Planning Report. Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of any changes as they happen, but we also want to provide ideas to help you live the life you want, now and in…
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Many self-employed people view the sale of their business as their retirement fund – their superannuation. So just like ensuring superannuation investments are being well managed, business owners need to plan ahead, to ensure their business can continue to provide a reliable income after they retire. Take for example John. He is a typical example…
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For Australian investors, the Federal election was a great result. For at least the last 2 years, the Australian Labor party was expected to win and win big! The Coalition’s win, even quoted by the Prime Minister himself Scott Morrison, was seen as a ‘Miracle’. However, when looking into this with more detail, why was this…
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There is hardly anything in life that doesn’t involve taking some risk – even getting out of bed in the morning! Many people are fearful of investing because all they focus on is the risk of losing their hard-earned money. Others look for great returns and forget about the risk entirely. As with anything, there…
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Many of us would like to think that ‘older’ means ‘wiser’, but when it comes to money that isn’t always the case. The complexity of Australia’s superannuation and pension systems doesn’t help. The upshot is that there are a number of common mistakes that retiring and retired Australians make. What are those mistakes and how…
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