Ever wondered what the real advantages are of working with a Financial Adviser? Quantifiably, we now have some real-life numbers around what an Advisers value is worth to a client. Please click on the article link below published by Professional Planner. Link: Adviser Value worth 5.9% in 2023: Professional Planner Report If you would like…
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On Friday, March 10, regulators took control of Silicon Valley Bank as a run on the bank unfolded. Two days later, regulators took control of a second lender, Signature Bank. With increasing anxiety, many investors are eyeing their portfolios for exposure to these and other regional banks. Rather than rummaging through your portfolio looking for…
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Now that non-concessional contributions are not subject to the work test right up to 75, the opportunity to influence a member’s tax components has increased considerably. A strategy that has been with us forever is the withdrawal of unrestricted non-preserved monies from predominantly taxable components and their recontribution as non-concessional contributions. The benefit of a saving of 15%…
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Many business owners make the mistake of ignoring superannuation in preference for re-investing spare funds in their business, hoping they can then sell at a premium when it comes time to retire. At some magical time in the future, they dream they can ring a bell, sell their business for their asking price, bank a…
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At the beginning of 2022 the Australian economy appeared to be sliding into recession, dragged down by higher interest rates and even higher inflation levels. As a result, it was tempting to believe the share market was also set to tumble. And while that’s entirely possible, the local market traded higher during each of Australia’s…
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When was you last Financial Review? The months seem to fly past in a blink of an eye and although it feels like we were celebrating Christmas just a few months ago, it’s looming on the horizon again – another year gone! Almost every year we see changes to our superannuation system, interest rates, the…
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Looking forward to an enjoyable retirement? You are not alone… Check out my top 10 tips to make sure you’re on track for the retirement you deserve. And it won’t be as difficult as you think! Tip 1: Take stock How do you want to live in retirement? Now do the numbers. How much will…
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The word ‘inflation’ doesn’t only dominate business news headlines, but finds its way into general news reports too. So, what is inflation and how does it affect you? In simple terms, inflation signifies a rise in the price of goods and services, meaning you pay for more for every purchase you make. Does the US…
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Not a day goes by where we don’t hear about Bitcoin or Ethereum in the news or from a friend who has a hot tip on a new cryptocurrency. The past few years have seen an increase in the popularity of digital assets such as cryptocurrency and Non Fungible Tokens (NFTs). Direct shares and managed…
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A meme is an idea, behaviour or style that spreads from person to person through imitation. Many people consider memes to be cultural versions of genes in that they spread from mind to mind, evolving and mutating as they go. Memes can range in scale from large religions to short-lived fashion trends or dance crazes.…
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