Retirement

Whether it’s taking a more active interest in our superannuation, starting to build an investment portfolio, or even taking a look at the stock market, we can all benefit by understanding the language and key concepts of investing. Here’s a quick introduction. Asset classes There is a huge range of potential investments out there, and…

Most people view share market downturns as unequivocally bad events. Suddenly, hard earned savings aren’t worth as much as they were yesterday. It seems as if our money is evaporating and in the heat of the moment selling up can look like the best course of action. The alternative view But on the opposite side…

Recent events such as the coronavirus outbreak highlight the far-reaching effects of an epidemic. Following the initial devastation of these events, the true cost of an epidemic takes time to filter through the economy. In this article, we’re taking a look at the economic impacts that epidemics and pandemics have on a local, regional and…

As financial advisers, we talk a lot about risk, so what is Sequencing Risk? Let’s begin with an example… Terry and Chris each contribute $20,000 per year to their superannuation funds for 10 years. They both earn an average return of 5% per annum, after tax and fees and from Years Two to Nine they…

Banks have not been passing on the full reduction in the Reserve Bank’s official cash rate, but no one knows with any certainty, what the future holds for rates and to what extent. Most predictions are that they will remain at the low end for some time to come, so while borrowers love low rates…

Like the idea of owning your own small part of some of the world’s largest and fastest growing companies?  Maybe you want to tap into the growth potential of emerging economies, or get in early on the next big thing in technology.  To achieve these investment goals you’ll need to look beyond Australia’s shores to…